LAYAWAY TERMS ARE AVAILABLE WITH A 20% NON REFUNDABLE DEPOSIT - IF A LARGER OR SMALLER DEPOSIT IS AGREED WITH THE SELLER, IT WILL ALSO BE NON REFUNDABLE. THE BALANCE TO BE PAID OVER AN ARRANGED PERIOD OF UP TO 4 MONTHS IN EQUAL AMOUNTS - PERIODS LONGER THAN THIS WOULD BE AT THE SELLERS DISCRETION - THE ITEM NOT BEING POSTED OR COLLECTED UNTIL THE TOTAL AMOUNT IS PAID. IF ALL THE AGREED PAYMENTS ARE NOT COMPLETED IN FULL WITHIN THE AGREED TIME, NO REFUND OF MONIES PAID TO DATE WILL BE RETURNABLE AND PAYMENTS MADE ARE NOT TRANSFERABLE. PLEASE DO NOT ENTER INTO A LAYAWAY ARRANGEMENT UNLESS YOU ARE ABLE TO AGREE TO THESE TERMS. THANK YOU.